Who’s offering a head-turning rate?
5.74%p.a
Owner Occupied P&I. LVR up to 60%*
5.77%p.a
Comparison Rate1
Bank First can help you with
Stay scam safe
We all have a role to play to protect ourselves from scammers. That's why it's so important to stay vigilant all year long.
Who gives grants to schools?
Bank First. That's who.
This year's Teaching Initiatives Program (TIP) opens Monday 24 March with a bigger funding pool!
News and Articles
2 minutes read2 April 2025
Supporting nurses taking the next big step
Health
Receiving the Bank First Mercy Health Scholarship has supported Ana Anaya to make her long-held dream of studying to become a Registered Nurse a reality.
Learn more
3 minutes read1 April 2025
Don't book a holiday with a scammer
Security
When the cost of accommodation seems a little too good to be true, you might be dealing with a booking scam.
Learn more
1 minute read1 April 2025
Mike Thornton joins Bank First
Corporate
Chair Simon Terry has welcomed experienced Senior Executive in financial services and Non-Executive Director Mike Thornton to the Bank First board room.
Learn more
No wallet, no problem
Simply add your card to your digital wallet and pay on-the-go through Apple Pay7 or Google Pay7.
Quick and easy, tap and go.
Supporting you through each life stage
No matter what life stage you’re at, we’re here to support you with products and advice best suited to your individual needs. Explore your options below!
Saving for your first home?
First Home Bonus Saver
First Home Bonus Saver earns extra interest with $600 cashback and the establishment fee waived if you take out a home loan with us. T&Cs apply.
4.35%p.a
Bonus interest rate2
0.05%p.a
Base interest rate
- Cash back
- No minimum first deposit
- Earn bonus interest
Kickstart your savings online
Online Saver Account
With our Online Saver Account you can get rewarded while getting one step closer to your savings goal.
3.55%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Earn bonus interest
- No monthly account keeping fees
- Unlimited withdrawals with no penalty
Our lowest variable rate
Basic Home Loan
Make buying a home simple with our lowest variable rate, flexible repayments and no redraw fees.
5.74%p.a
Owner Occupied P&I. LVR up to 60%*
5.77%p.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A helping hand
Personal Loan
From a holiday to a renovation, sometimes you need a unique solution. Our Personal Loan can help you achieve your dream.
9.64%p.a
Variable interest rate
11.00%p.a
Comparison Rate3
- Flexible repayment options
- No ongoing fees
- Secure a personal loan for up to 7 years
Peace of mind
Home and Contents Insurance
Feel at peace knowing your home and contents are safe with CGU Home and Contents Insurance.⁴
- Choice of 3 cover options
- Flexible payment options
- Lodge claims 24/7
- We've partnered with CGU, one of Australia's most trusted insurers
Ready for the future
Financial planning
Need help to build your wealth and protect your family for the future? Chat to a Financial Planner today.
- Our expert, ethical advice is designed to put you first
- Suitable investment strategies
- Protect your loved ones
- Estate planning
Our lowest variable rate
Basic Home Loan
5.74%p.a
Owner Occupied P&I. LVR up to 60%*
5.77%p.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
Protect your family
Life Insurance
Make the right decision to protect your family’s future. Whether it be life insurance or income protection, you can have peace of mind for your family’s future.
- We’ve partnered with Zurich, whose focus is providing you cover that will give you peace of mind
- A commitment to paying claims quickly, sensitively and transparently
- Making it easy to get the information you need and the help you want
Ready for the future
Financial planning
Need help to build your wealth and protect your family for the future? Chat to a Financial Planner today.
- Our expert, ethical advice is designed to put you first
- Suitable investment strategies
- Protect your loved ones
- Estate planning
Bonuses on savings
Bonus Saver Account
Grow your savings with bonus interest when you make a deposit of at least $1 each month.
4.30%p.a
Bonus interest rate6
0.05%p.a
Base interest rate
- No minimum first deposit
- Interest calculated daily and applied monthly
- Generous bonus interest
Kickstart your savings online
Online Saver Account
With our Online Saver Account you can get rewarded while getting one step closer to your savings goal.
3.55%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Earn bonus interest
- No monthly account keeping fees
- Unlimited withdrawals with no penalty
Grow your money
Term Deposit
Grow your savings and keep your money safe for the future with a Term Deposit. Choose from a different range of terms to suit your needs.
- Fixed return on your investments
- Deposit protection
- No monthly account or application fees
- Flexible terms
Everyday account for pensioners
Pension Account
Competitive interest rates for pensioners. Making your money work for you.
3.15%p.a
Interest rate (all amounts)
- No minimum balance necessary
- Access your funds whenever you need them for your everyday spending
- Benefit from interest that is a higher rate than a standard transaction account
Kickstart your savings online
Online Saver Account
With our Online Saver Account you can get rewarded while getting one step closer to your savings goal.
3.55%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Earn bonus interest
- No monthly account keeping fees
- Unlimited withdrawals with no penalty
We're here to help
Bank First acknowledges the Traditional Custodians of the land on which we come together and we pay our respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples and other First Nations people who are part of our community.