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BSB 704-191
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Basic Home Loan

Make buying a home simple with our lowest variable rate, flexible repayments and no redraw fees.

Our simplest home loan
5.99%p.a
Variable interest rate*
6.02%p.a
Comparison Rate1
  • Owner occupied P&I
  • LVR up to 60%

Our simplest home loanOur simplest home loan

Our lowest variable rate allowing you to save on interest.

Save on interestSave on interest

Make extra repayments and redraw without a fee#.

Save on feesSave on fees

No ongoing or monthly fees.

Rates and Fees

  • Principal and Interest

     

    Interest rate (p.a.)*

    Comparison Rate (p.a.)1

    LVR up to 60%

    5.99%

    6.02%

    LVR above 60% - 70%

    6.04%

    6.07%

    LVR above 70% - 80%

    6.14%

    6.17%

    LVR above 80% - 90%

    6.59%

    6.62%

    LVR above 90%

    6.99%

    7.02%

     

  • One-off Fees

     

     

    Establishment fee

    $0

    Settlement fee

    $400

    Redraw fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

    Monthly fee

    $0

     

Additional information

  • A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.

    Generate a Home Loan Key Facts Sheet
    A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.

Important Information

Interest Rates effective 15 November 2024.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.

1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Fees and charges apply. Terms and conditions available upon request.

#. Minimum redraw is $500.