Basic Home Loan
Our simplest home loan
Our lowest variable rate allowing you to save on interest.
Save on interest
Make extra repayments and redraw without a fee#.
Save on fees
No ongoing or monthly fees.
Rates and Fees
Tools and calculators
Loan Comparison Calculator
Calculate the cost of two different loans and determine how much you can save.
Borrowing Power Calculator
Work out how much you can expect to borrow based on your current salary and financial commitments.
Loan Repayments Calculator
Work out what your minimum home loan repayments may be and see how you can pay off your loan faster.
Stamp Duty Calculator
Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.
Home Loan Comparison Tool
Whether it's your first purchase, a life-changing move or a long-term investment, we have a range of home loans to suit your needs.
It's easy to get started
Additional information
Target Market Determinations
Interest Rates effective 14 March 2025.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Fees and charges apply. Terms and conditions available upon request.
#. Minimum redraw is $500.