St Vincent's Partner Offers

14. Terms and Conditions – Bank First ‘$1,000 Prezzee E-gift Card’ Promotion

A) Promotion overview
Victoria Teachers Limited (t/as Bank First) ABN 44 087 651 769 of 117 Camberwell Rd Hawthorn East VIC 3123 (Bank First) is offering $1,000 Prezzee e-gift cards (Gift Card) to eligible applicants who refinance their home loan through Bank First (the Promotion). The Promotion is limited to the first 25 eligible applicants (in the order of the application date) that successfully complete the refinancing process.

B) Eligibility
To be eligible for the Promotion, the applicant must meet the following criteria:
i) Be 18 years or older. 
ii) Be a new member of Bank First. 
iii) Be a current employee (including contractors and temporary staff) of St Vincent’s Health Australia.
iv) At the time of the refinance home loan application, quote the promo code STVINCENTS.
v) Submit the refinance home loan application with Bank First between 18 April 2025 and 30 May 2025 (the Promotion Period).
vi) Successfully complete the refinancing process, including settlement of the refinanced loan, on or before 31 August 2025.
vii) The refinance home loan application must be for a minimum loan amount of $250,000.
viii) Be among the first 25 applicants to successfully refinance their home loan with Bank First during the Promotion Period.  

C) Promotion Period 
For the avoidance of doubt, applications must be lodged between 18 April 2025 and 30 May 2025 and the settlement of the refinanced loan must be completed by 31 August 2025.

D) Gift Card Details
i) Each eligible applicant will receive one (1) $1,000 Prezzee e-gift card (https://www.prezzee.com.au/) via the email address provided to lodge an application.
ii) Each eligible applicant will only receive one Gift Card under this Promotion, regardless of the number of refinance home loan applications they have lodged or are associated with.
iii) The Gift Card is subject to the terms and conditions of the issuer, including any expiry dates, redemption conditions or other restrictions.
iv) The eligible applicant will be notified via email within 14 days of settlement of the refinanced loan.
v) The Gift Card will be issued within 30 days of the settlement of the refinanced loan.

E) Exclusions
The following are excluded from the Promotion:
i) Applications that are withdrawn or declined or do not proceed to settlement;
ii) Existing home loans with Bank First that are being refinanced; and
iii) Existing members of Bank First.  

F) Privacy
i) Bank First is committed to protecting the privacy of individuals.
ii) Personal information collected during the Promotion will be used for the purpose of administering the Promotion and in accordance with Bank First's privacy policy (available at available at www.bankfirst.com.au/privacy-policy or by calling 1300 654 822).
iii) With your consent, Bank First may use your personal information to provide you with information about its products, services and content related to financial wellbeing.
iv) By participating in this Promotion, participants consent to the use of their personal information as described herein.

G) General terms
i) Bank First reserve the right to verify the eligibility of all applicants and to disqualify any applicants who does not comply with these terms and conditions.
ii) Bank First reserves the right to amend or withdraw this offer at any time, without prior notice.
iii) To the maximum extent permitted by law, Bank First is not responsible for any technical errors, delays or other issues that may affect the completion of the refinancing process or the issuance of the Gift Card. In the event of a dispute, our decision will be final.
iv) These terms and conditions are governed by the laws of Victoria, Australia, and any disputes arising in connection with the Promotion shall be subject to the exclusive jurisdiction of the courts in Victoria, Australia.

By participating in this Promotion, you agree to be bound by these terms and Conditions.  

15. The Shift $500 Gift Card Promotion – Terms and Conditions  

The Shift Overview 

Victoria Teachers Limited (t/as Bank First) ABN 44 087 651 769 of 117 Camberwell Rd, Hawthorn East VIC 3123 (Bank First) is conducting surveys in partnership with St Vincent’s Health Australia to collect feedback directly from St Vincent’s employees about their experience with banking. The aim is to gain insights that will help improve Bank First’s services and offerings. To encourage participation, Bank First is offering all eligible participants who complete the survey the chance to go into a draw to win a $500 e-gift card (Promotion). The following terms and conditions apply to this Promotion.  

Eligibility 

To be eligible to go in the draw to win a $500 e-gift card, each participant must meet the following criteria: 

1. be 18 years or older; 

2. be a current employee (including contractors and temporary staff) of St Vincent’s Health Australia; 

3. must complete the survey between 7 May 2025 and 8 June 2025; and 

4. must provide a working email address when completing the survey. 

Gift Card Details 

1. Only one (1) entry is permitted per person. 

2. Each survey participant will go in the draw to win one (1) $500 Prezzee e-gift card (https://www.prezzee.com.au/) via the email address provided. 

3. The e-gift card is subject to the terms and conditions of the issuer, including any expiry dates, redemption conditions or other restrictions. 

4. The winning participant will be randomly selected from all eligible survey participants. The selected participant will be notified via email within 14 days of the draw. 

Privacy 

1. Bank First is committed to protecting the privacy of individuals. 

2. Personal information collected via the survey will be used for the purpose of administering the Promotion and in accordance with Bank First's privacy policy (available at www.bankfirst.com.au/privacy-policy or by calling 1300 654 822). 

3. With your consent, Bank First may use your personal information to provide you with information about its products, services and content related to financial wellbeing. 

4. By participating in this Promotion, participants consent to the use of their personal information as described herein. 

General terms 

1. Bank First reserve the right to verify the eligibility of all participants and to disqualify any participants who does not comply with these terms and conditions. 

2. Bank First reserves the right to amend or withdraw this offer at any time, without prior notice. 

3. To the maximum extent permitted by law, Bank First is not responsible for any technical errors, delays or other issues that may affect the completion of the refinancing process or the issuance of the gift card. In the event of a dispute, our decision will be final. 

4. These terms and conditions are governed by the laws of Victoria, Australia, and any disputes arising in connection with the Promotion shall be subject to the exclusive jurisdiction of the courts in Victoria, Australia. 

 By participating in this Promotion, you agree to be bound by these terms and Conditions.