Home Loan Enquiry
Home loan benefits for nurses
Keen to learn about discounts and waived or reduced LMI? By reducing or waiving LMI and securing a discount on your interest rate, you’re freeing up more money for your day-to-day life, or perhaps putting it towards your next goal.
1. Terms and Conditions – Up to 0.15% discount off home loan rates
Promotional interest rates are per annum, effective 16 April 2025 and are subject to change without notice.
Conditions, Fees and Charges and Credit Criteria apply.
Offer is available via Bank First’s direct channel only. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.
The Partner Offer is a discount off the standard advertised home loan interest rate and is available to any new or existing Owner Occupied Principal and Interest loans, Investment Principal and Interest; or Investment Interest Only loans. You must contact Bank First for the offer to be applied to your home loan. Applicant eligibility must be demonstrated via payslips and if there are multiple applicants to the loan, only one applicant needs to be employed by a Bank First partner. Available to full-time, part-time, contracting or casual employees. Applicants salary must be credited into a Bank First transaction account.
Discount is available for the life of the loan unless variations are made to the loan. Variations include product switches, repayment type changes (eg. interest only to principal and interest), interest rate type changes (eg. variable interest rate to fixed interest rate). If a variation occurs, the member must advise Bank First to re-apply the discount and at this point the member must still be employed by a Bank First partner to be eligible.
To qualify for these offers you must be an employee of a Bank First Partner (St Vincent's, Alfred Health, Mercy Health, Southern Cross Care, St John of God Health Care) and the relevant, valid promotional code must be quoted at time of customer application.
2. Terms and Conditions – Lenders Mortgage Insurance waiver
Lenders Mortgage Insurance waived for a loan-to-value ratio up to 90%. Available for First Home Buyer Owner Occupier loans and to applicants employed within the Education and/or Healthcare sectors. Excludes equity release with refinanced loans, off-the-plan and Construction Loans. Postcode lending restrictions may apply. Credit criteria applies.