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Variable vs fixed interest rates

If you’re in the market for a home loan, you’re probably having to decide whether or not you want your loan to be attached to a fixed or variable interest rate, or both.

Home, car and personal loans all have different interest rate options attached to them. But what are the different types of interest rates and what is the best interest rate choice for you?

We’re here to help you learn the difference between variable and fixed interest rates so that you can make the best choice for your next loan.

Learn more.

Not all loans are created equal

There are a range of features and part of deciding on the best home loan for you is figuring out what will best suit your needs now and into the future.

All of the banking jargon can be overwhelming, so we’ve explained some of the key features to help you make an informed decision.

• Offset Accounts

• Redraw facility

• Introductory rates

• Fixed rate break costs

• Repayment holidays

• Home loan packages

• Interest only repayments

Learn more.

Supporting those who support the community

We've reduced the home loan deposit required for Teachers and Healthcare workers.

This means you can now have a deposit of 10% and can borrow up to 90% of the property value without having to pay Lenders Mortgage Insurance¹.

Want to know more?

Speak to us.