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Visa Platinum Credit Card

Our Visa Platinum Credit Card offers a range of benefits including complimentary overseas travel insurance, a low annual fee and no other ongoing fees.

A great all-rounder

With a low rate, easy repayment options and up to 55 days interest free¹.

11.49%p.a
  • Low $99 annual fee
  • No other ongoing fees
Apply nowtel:1300654822

Our Visa Platinum Credit Card offers a range of benefits including complimentary overseas travel insurance, a low annual fee and no other ongoing fees.

Effective 1 December 2023, Bank First has transitioned from CGU to Allianz Global Assistance as the issuer of the Complimentary International Travel Insurance feature on your Platinum Credit Card. To understand more about the new cover including the full terms, conditions, exclusions, limits, applicable sub-limits and eligibility criteria, please read the policy information2 booklet.

Rates and Fees

  • Visa Platinum

     

    Interest rate (p.a.)

    Purchase variable rate

    11.49%

    Balance transfer variable rate

    11.49%

    Cash advance variable rate

    19.59%

     

  • Ongoing Fees

     

     

    Annual fee

    $99

     

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Exclusive Perks

Unlock a range of discounts with your Visa Platinum card.

Including:

  • Airport lounges

  • Car rentals

  • Hotels

  • 24/7 concierge service

 

Apply nowView offers

The details

  • Low $99 annual fee

    No other ongoing fees.

  • Receive up to

    55 days interest free on purchases¹.

  • Receive complimentary

    International Travel Insurance for overseas trips².

  • Minimum card limit $6,000

    Subject to credit criteria.

Managing your credit card

  • Subject to credit criteria. Minimum card limit $6,000.

    For further details on the useful 24/7 Concierge Services available to all Platinum Cardholders, visit www.visaplatinum.com.au

    Accepted everywhere

    Would you like a credit card that you can use wherever you go?
    Our Visa Platinum Credit Card lets you access your money anytime, anywhere, from almost any location in Australia and over 24 million places worldwide. Use your Visa Platinum Credit Card:

    • Wherever the Visa logo is displayed.

    • At EFTPOS terminals (by pressing 'credit').

    • At contactless EFTPOS terminals (payWave) for transactions up to $100.

    • At ATM terminals where the Visa logo is displayed.

    • Over the phone to pay bills or to make purchases.

    • Via the internet to make purchases.

    • Using BPAY or BPAY View to pay bills online.

     

  • To cancel your credit card contract, simply click on the link below to take you through to the online form. Cancel My Card

    Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.

  • Reducing your credit card limit has been made simpler with the addition of an online form available on our website. Simply click on the link below to take you through to the online form. Reduce Limit

    Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.

  • Would you like to easily reduce interest, save fees and consolidate your debts?

    Think about transferring your balance from another credit card by completing the 'Balance Transfer Request' section on the application form.

    Read more about key facts about credit cards.

  •  

  • For more information about which card is right for you please read the Key Facts about Credit Cards.

Want to know more?

For more information about which card is right for you please read the Key Facts about Credit Cards.

Find out more
Terms and Conditions

 

Important Information

Interest Rates effective 14 March 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

  1. Excludes cash advances and balance transfers.

  2. Complimentary insurance covers AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Victoria Teachers Limited ABN 44 087 651 769 AFSL and Australian Credit Licence 240960 trading as Bank First which allows eligible Bank First account holders and cardholders to claim under the group policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the information booklet here which may be amended from time to time. An excess may be deducted from any benefit paid. Bank First does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs.  You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.