Transaction Accounts
No monthly account fee
Everyday Account
Getting access to your money when you need it should be easy. That’s why Bank First offers the Everyday Account, the account for your day-to-day purchases.
- No monthly account fees and ATM withdrawal fees in Australia
- Access your money 24/7 using a Visa Debit Card
- No minimum deposit needed
- For all Members aged 18 and over
Everyday account for kids and teenagers
First Access Account
Teaching your children about money is an education that will last a lifetime. The First Access Account is perfect for under 18's.
1.45%p.a
Interest rate (all amounts)
- No account keeping or transaction fees
- Optional Visa Debit Card available
- Easy access to funds
Everyday account for pensioners
Pension Account
Competitive interest rates for pensioners. Making your money work for you.
2.90%p.a
Interest rate (all amounts)
- No minimum balance necessary
- Access your funds whenever you need them for your everyday spending
- Benefit from interest that is a higher rate than a standard transaction account
Manage our everyday accounts any way you like:
No monthly account fees
Make your money go further with no monthly account fees and ATM withdrawal fees in Australia when you bank with us.Versatile accounts
We have the everyday accounts to meet all of your banking needs. For day-to-day use, we have accounts for people of many different situations and stages in life, from childhood through to retirement age. Many do not require a minimum deposit, so it is easy to get started.Quick and easy access
Manage your accounts however you prefer, with easy 24/7 access to your funds. Most of our accounts give you the ease and freedom of Internet Banking, Mobile Banking app and Phone Banking. You can withdraw funds at any ATM in Australia or by visiting one of our branches.Convenience
Withdraw from your account and make purchases with a Visa Debit Card. The Visa Debit card gives you the ease of payWave while using your own funds.
We’re here to help
Our consultants are available to answer any questions you have about the right account for you.
Important Information
Interest Rates effective 30 June 2025.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. * Some ATM operators will charge you a fee to use their ATMs, however this fee will be disclosed at the ATM.