Premier Package Home Loan
Offering multiple offset accounts² and flexible repayments, our Premier Package Home Loan is value-packed.
A home loan with the whole package
Multiple offset accounts²
Better manage your money with up to 8 offset accounts.
Flexible features
You can split your home loan into a variable and fixed option.
Discounted fixed rates
Discount of 0.10% p.a. off our standard fixed rates.
Enjoy discounts on other products
No Platinum Credit Card annual fee and up to 10% off your linked Home and Contents Insurance.3
Supporting Teachers and Healthcare workers
We've reduced the home loan deposit required for Teachers and Healthcare workers. This means you can now have a deposit of 10% and can borrow up to 90% of the property value without having to pay Lenders Mortgage Insurance3.
It's easy to get started
Rates and Fees
Frequently asked questions
Home loans explained
Home Loan Interest Rates effective 15 November 2024.
Interest is calculated daily. Interest rates are per annum and are subject to change without notice. Only available for loans $50,000 or more, with the exception of the introductory variable rate offer which has a minimum loan of $200,000. Credit criteria applies.
Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Fees and charges apply. Terms and conditions available upon request.
Offset accounts cannot be linked to fixed rate loans.
Available for First Home Buyer Owner Occupied loans only. Applicants need to be employed within the Education and/or Healthcare sectors and ineligible for any Government Schemes. Excludes loans being refinanced, off-the-plan and Construction Loans. Postcode lending restrictions may apply. Credit criteria applies.
5% discount applies if you take up the Fundamentals Policy and a 10% discount applies for Listed Events & Accidental Damage Policies. Discount only available for new policies sold over the phone. The insured property needs to match the security on the Premier Package Home Loan.
* Interest rates apply to new lending only.