BSB 704-191
male-indoors-home-kitchen-hero

Basic Investment Loan

Make buying an investment property simple with our lowest variable rate, flexible repayments and no redraw fees.

Apply now
Our simplest home loan

Our lowest variable rate allowing you to save on interest

5.94%p.a
Variable interest rate*
5.97%p.a
Comparison Rate1
  • Investment P&I
  • LVR up to 60%
Book appointmentEnquire now
hand-house

Our simplest home loanOur simplest home loan

Our lowest variable rate allowing you to save on interest.

hand-percent

Save on interestSave on interest

Make extra repayments and redraw without a fee#.

hand-dollar-sign

Save on feesSave on fees

No ongoing or monthly fees.

Rates and Fees

  • Principal and Interest

     

    Interest rate (p.a.)*

    Comparison Rate (p.a.)1

    LVR up to 60%

    5.94%

    5.97%

    LVR above 60% - 70%

    5.99%

    6.02%

    LVR above 70% - 80%

    6.04%

    6.07%

    LVR above 80% - 90%

    6.64%

    6.67%

    LVR above 90%

    7.29%

    7.32%

     

    Interest only

     

    Interest rate (p.a.)*

    Comparison Rate (p.a.)1

    LVR up to 60%

    6.19%

    6.08%

    LVR above 60% - 70%

    6.24%

    6.13%

    LVR above 70% - 80%

    6.29%

    6.18%

    LVR above 80% - 90%

    6.89%

    6.79%

    LVR above 90%

    7.54%

    7.44%

     

  • One-off Fees

     

     

    Establishment fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

    Monthly fee

    $0

     

Tools and calculators

Explore our range of calculators and tools, designed to help with estimating your loan repayments, borrowing power and more.

Speak to an expertCompare our Home Loans
chart-bar

Loan Comparison Calculator

Calculate the cost of two different loans and determine how much you can save.

Compare loans
house-dollar-sign

Borrowing Power Calculator

Work out how much you can expect to borrow based on your current salary and financial commitments.

Calculate borrowing power
house-line

Loan Repayments Calculator

Work out what your minimum home loan repayments may be and see how you can pay off your loan faster.

Calculate repayments
seal-percent

Stamp Duty Calculator

Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.

Estimate Stamp Duty
chart-bar-trophy

Home Loan Comparison Tool

Whether it's your first purchase, a life-changing move or a long-term investment, we have a range of home loans to suit your needs.

Compare our Home Loans
3 of 5

It's easy to get started

note-pencil

Ready to apply?Ready to apply?

Save time and apply online for a home loan or to refinance.

Apply now
users

Book an appointmentBook an appointment

Our Mobile Bankers can come to you at home, work, or virtually.

Book appointment
devices

Make an enquiryMake an enquiry

Not ready to apply but simply wish to make an enquiry?

Enquire now
phone

Call usCall us

Call 1300 654 822. Monday - Friday between 9am and 6pm AEST.

Call 1300 654 822

Additional information

  • A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.

    Generate a Home Loan Key Facts Sheet
    A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.

Terms and Conditions

 

Important Information

Interest Rates effective 14 March 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.

1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Fees and charges apply. Terms and conditions available upon request.

#. Minimum redraw is $500.