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Used Car Loan

Our used car loans can help finance your second-hand vehicle, with flexible repayments options to suit your needs.

7.79%p.a
Promotional variable interest rate2
9.13%p.a
Comparison Rate1
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The details

  • Vehicles must be less than 12 years old

  • Flexible repayment options

  • Free redraw (minimum $500)

  • Loans from $5,000 for up to 7 years

Rates and Fees

  • Variable rates

     

    Interest rate (p.a.)

    Comparison Rate (p.a.)

    Promotional

    7.79%2

    9.13%1

    Standard

    10.79%

    12.16%1

     

    Fixed

     

    Promotional Interest rate (p.a.)2

    Promotional Comparison Rate (p.a.)1

    Interest rate (p.a.)

    Comparison Rate (p.a.)1

    1 Year

    7.79%

    10.44%

    10.79%

    12.16%

    2 Years

    7.79%

    9.46%

    10.79%

    12.16%

    3 Years

    7.79%

    9.13%

    10.79%

    12.16%

    4 Years

    7.79%

    9.13%

    10.79%

    12.16%

    5 Years

    7.79%

    9.13%

    10.79%

    12.16%

     

  • One-off Fees

     

     

    Application fee

    $0

    Establishment fee4

    $195

    Redraw fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

     

Terms and Conditions

 

Important Information

Car Loan Interest Rates effective 4 July 2024.

Interest is calculated daily. Interest rates are per annum, current at the time of publication and are subject to change without notice.
1. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
2. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
3. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years.
4. Only payable if loan is funded.