BSB 704-191
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New Car Loan

Get behind the wheel of your dream car. Whether it’s an upgrade or something you’ve been longing for a while, our New Car Loan is designed with flexibility in mind.

6.79%p.a
Promotional variable interest rate2
8.12%p.a
Comparison Rate1
  • No monthly fees
  • Free redraw
  • Flexible repayments
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The details

  • No monthly fees

  • Flexible repayments

  • Free redraw (minimum $500)

  • Loans start at $10,000 for up to 7 years

Rates and Fees

  • Variable

     

    Interest rate (p.a.)

    Comparison Rate (p.a.)

    Promotional

    6.79%2

    8.12%3

    Standard

    9.79%

    10.07%1

    Fixed

     

    Promotional Interest rate (p.a.)2

    Promotional Comparison Rate (p.a.)3

    Interest rate (p.a.)

    Comparison Rate (p.a.)1

    1 Year

    6.79%

    8.94%

    9.79%

    10.07%

    2 Years

    6.79%

    8.10%

    9.79%

    10.07%

    3 Years

    6.79%

    7.52%

    9.79%

    10.07%

    4 Years

    6.79%

    7.18%

    9.79%

    10.07%

    5 Years

    6.79%

    7.06%

    9.79%

    10.07%

    Interest
    Interest calculated daily and charged monthly in arrears.

    Repayments
    Principal and interest repayments. 

    Security
    We require a Goods Security Agreement on the motor vehicle for all Car Loans. Your motor vehicle must also be registered in the name of the borrower.

    For more details on transaction fees refer to Terms and Conditions Part B - Fees and Charges.

  • One-off Fees

     

     

    Application fee

    $0

    Establishment fee4

    $195

    Redraw fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

     

Terms and Conditions

 

Important Information

Car Loan Interest Rates effective 16 April 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of publication and are subject to change without notice.
1. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
2. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
3. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
4. Only payable if loan is funded.